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Calculadora de capital constante

Equal Principal Calculator

Amortiza el mismo capital cada mes; el pago total baja porque los intereses sobre el saldo decreciente disminuyen.

Resultados

Importe del préstamo

$200,000.00

Capital fijo mensual

$555.56

Pago del primer mes

$1,555.56

Interés total

$180,500.00

Pago total

$380,500.00

Gráfico de capital constante

050K100K150K200K0306090120150180210240270300330360
Saldo pendienteInterés acumulado

Calendario mes a mes

MesInterés pagadoCapital pagadoSaldo pendiente
0$0.00$0.00$200,000.00
1$1,000.00$555.56$199,444.44
2$997.22$555.56$198,888.89
3$994.44$555.56$198,333.33
4$991.67$555.56$197,777.78
5$988.89$555.56$197,222.22
6$986.11$555.56$196,666.67
7$983.33$555.56$196,111.11
8$980.56$555.56$195,555.56
9$977.78$555.56$195,000.00
10$975.00$555.56$194,444.44
11$972.22$555.56$193,888.89
12$969.44$555.56$193,333.33
13$966.67$555.56$192,777.78
14$963.89$555.56$192,222.22
15$961.11$555.56$191,666.67
16$958.33$555.56$191,111.11
17$955.56$555.56$190,555.56
18$952.78$555.56$190,000.00
19$950.00$555.56$189,444.44
20$947.22$555.56$188,888.89
21$944.44$555.56$188,333.33
22$941.67$555.56$187,777.78
23$938.89$555.56$187,222.22
24$936.11$555.56$186,666.67
25$933.33$555.56$186,111.11
26$930.56$555.56$185,555.56
27$927.78$555.56$185,000.00
28$925.00$555.56$184,444.44
29$922.22$555.56$183,888.89
30$919.44$555.56$183,333.33
31$916.67$555.56$182,777.78
32$913.89$555.56$182,222.22
33$911.11$555.56$181,666.67
34$908.33$555.56$181,111.11
35$905.56$555.56$180,555.56
36$902.78$555.56$180,000.00
37$900.00$555.56$179,444.44
38$897.22$555.56$178,888.89
39$894.44$555.56$178,333.33
40$891.67$555.56$177,777.78
41$888.89$555.56$177,222.22
42$886.11$555.56$176,666.67
43$883.33$555.56$176,111.11
44$880.56$555.56$175,555.56
45$877.78$555.56$175,000.00
46$875.00$555.56$174,444.44
47$872.22$555.56$173,888.89
48$869.44$555.56$173,333.33
49$866.67$555.56$172,777.78
50$863.89$555.56$172,222.22
51$861.11$555.56$171,666.67
52$858.33$555.56$171,111.11
53$855.56$555.56$170,555.56
54$852.78$555.56$170,000.00
55$850.00$555.56$169,444.44
56$847.22$555.56$168,888.89
57$844.44$555.56$168,333.33
58$841.67$555.56$167,777.78
59$838.89$555.56$167,222.22
60$836.11$555.56$166,666.67
61$833.33$555.56$166,111.11
62$830.56$555.56$165,555.56
63$827.78$555.56$165,000.00
64$825.00$555.56$164,444.44
65$822.22$555.56$163,888.89
66$819.44$555.56$163,333.33
67$816.67$555.56$162,777.78
68$813.89$555.56$162,222.22
69$811.11$555.56$161,666.67
70$808.33$555.56$161,111.11
71$805.56$555.56$160,555.56
72$802.78$555.56$160,000.00
73$800.00$555.56$159,444.44
74$797.22$555.56$158,888.89
75$794.44$555.56$158,333.33
76$791.67$555.56$157,777.78
77$788.89$555.56$157,222.22
78$786.11$555.56$156,666.67
79$783.33$555.56$156,111.11
80$780.56$555.56$155,555.56
81$777.78$555.56$155,000.00
82$775.00$555.56$154,444.44
83$772.22$555.56$153,888.89
84$769.44$555.56$153,333.33
85$766.67$555.56$152,777.78
86$763.89$555.56$152,222.22
87$761.11$555.56$151,666.67
88$758.33$555.56$151,111.11
89$755.56$555.56$150,555.56
90$752.78$555.56$150,000.00
91$750.00$555.56$149,444.44
92$747.22$555.56$148,888.89
93$744.44$555.56$148,333.33
94$741.67$555.56$147,777.78
95$738.89$555.56$147,222.22
96$736.11$555.56$146,666.67
97$733.33$555.56$146,111.11
98$730.56$555.56$145,555.56
99$727.78$555.56$145,000.00
100$725.00$555.56$144,444.44
101$722.22$555.56$143,888.89
102$719.44$555.56$143,333.33
103$716.67$555.56$142,777.78
104$713.89$555.56$142,222.22
105$711.11$555.56$141,666.67
106$708.33$555.56$141,111.11
107$705.56$555.56$140,555.56
108$702.78$555.56$140,000.00
109$700.00$555.56$139,444.44
110$697.22$555.56$138,888.89
111$694.44$555.56$138,333.33
112$691.67$555.56$137,777.78
113$688.89$555.56$137,222.22
114$686.11$555.56$136,666.67
115$683.33$555.56$136,111.11
116$680.56$555.56$135,555.56
117$677.78$555.56$135,000.00
118$675.00$555.56$134,444.44
119$672.22$555.56$133,888.89
120$669.44$555.56$133,333.33
121$666.67$555.56$132,777.78
122$663.89$555.56$132,222.22
123$661.11$555.56$131,666.67
124$658.33$555.56$131,111.11
125$655.56$555.56$130,555.56
126$652.78$555.56$130,000.00
127$650.00$555.56$129,444.44
128$647.22$555.56$128,888.89
129$644.44$555.56$128,333.33
130$641.67$555.56$127,777.78
131$638.89$555.56$127,222.22
132$636.11$555.56$126,666.67
133$633.33$555.56$126,111.11
134$630.56$555.56$125,555.56
135$627.78$555.56$125,000.00
136$625.00$555.56$124,444.44
137$622.22$555.56$123,888.89
138$619.44$555.56$123,333.33
139$616.67$555.56$122,777.78
140$613.89$555.56$122,222.22
141$611.11$555.56$121,666.67
142$608.33$555.56$121,111.11
143$605.56$555.56$120,555.56
144$602.78$555.56$120,000.00
145$600.00$555.56$119,444.44
146$597.22$555.56$118,888.89
147$594.44$555.56$118,333.33
148$591.67$555.56$117,777.78
149$588.89$555.56$117,222.22
150$586.11$555.56$116,666.67
151$583.33$555.56$116,111.11
152$580.56$555.56$115,555.56
153$577.78$555.56$115,000.00
154$575.00$555.56$114,444.44
155$572.22$555.56$113,888.89
156$569.44$555.56$113,333.33
157$566.67$555.56$112,777.78
158$563.89$555.56$112,222.22
159$561.11$555.56$111,666.67
160$558.33$555.56$111,111.11
161$555.56$555.56$110,555.56
162$552.78$555.56$110,000.00
163$550.00$555.56$109,444.44
164$547.22$555.56$108,888.89
165$544.44$555.56$108,333.33
166$541.67$555.56$107,777.78
167$538.89$555.56$107,222.22
168$536.11$555.56$106,666.67
169$533.33$555.56$106,111.11
170$530.56$555.56$105,555.56
171$527.78$555.56$105,000.00
172$525.00$555.56$104,444.44
173$522.22$555.56$103,888.89
174$519.44$555.56$103,333.33
175$516.67$555.56$102,777.78
176$513.89$555.56$102,222.22
177$511.11$555.56$101,666.67
178$508.33$555.56$101,111.11
179$505.56$555.56$100,555.56
180$502.78$555.56$100,000.00
181$500.00$555.56$99,444.44
182$497.22$555.56$98,888.89
183$494.44$555.56$98,333.33
184$491.67$555.56$97,777.78
185$488.89$555.56$97,222.22
186$486.11$555.56$96,666.67
187$483.33$555.56$96,111.11
188$480.56$555.56$95,555.56
189$477.78$555.56$95,000.00
190$475.00$555.56$94,444.44
191$472.22$555.56$93,888.89
192$469.44$555.56$93,333.33
193$466.67$555.56$92,777.78
194$463.89$555.56$92,222.22
195$461.11$555.56$91,666.67
196$458.33$555.56$91,111.11
197$455.56$555.56$90,555.56
198$452.78$555.56$90,000.00
199$450.00$555.56$89,444.44
200$447.22$555.56$88,888.89
201$444.44$555.56$88,333.33
202$441.67$555.56$87,777.78
203$438.89$555.56$87,222.22
204$436.11$555.56$86,666.67
205$433.33$555.56$86,111.11
206$430.56$555.56$85,555.56
207$427.78$555.56$85,000.00
208$425.00$555.56$84,444.44
209$422.22$555.56$83,888.89
210$419.44$555.56$83,333.33
211$416.67$555.56$82,777.78
212$413.89$555.56$82,222.22
213$411.11$555.56$81,666.67
214$408.33$555.56$81,111.11
215$405.56$555.56$80,555.56
216$402.78$555.56$80,000.00
217$400.00$555.56$79,444.44
218$397.22$555.56$78,888.89
219$394.44$555.56$78,333.33
220$391.67$555.56$77,777.78
221$388.89$555.56$77,222.22
222$386.11$555.56$76,666.67
223$383.33$555.56$76,111.11
224$380.56$555.56$75,555.56
225$377.78$555.56$75,000.00
226$375.00$555.56$74,444.44
227$372.22$555.56$73,888.89
228$369.44$555.56$73,333.33
229$366.67$555.56$72,777.78
230$363.89$555.56$72,222.22
231$361.11$555.56$71,666.67
232$358.33$555.56$71,111.11
233$355.56$555.56$70,555.56
234$352.78$555.56$70,000.00
235$350.00$555.56$69,444.44
236$347.22$555.56$68,888.89
237$344.44$555.56$68,333.33
238$341.67$555.56$67,777.78
239$338.89$555.56$67,222.22
240$336.11$555.56$66,666.67
241$333.33$555.56$66,111.11
242$330.56$555.56$65,555.56
243$327.78$555.56$65,000.00
244$325.00$555.56$64,444.44
245$322.22$555.56$63,888.89
246$319.44$555.56$63,333.33
247$316.67$555.56$62,777.78
248$313.89$555.56$62,222.22
249$311.11$555.56$61,666.67
250$308.33$555.56$61,111.11
251$305.56$555.56$60,555.56
252$302.78$555.56$60,000.00
253$300.00$555.56$59,444.44
254$297.22$555.56$58,888.89
255$294.44$555.56$58,333.33
256$291.67$555.56$57,777.78
257$288.89$555.56$57,222.22
258$286.11$555.56$56,666.67
259$283.33$555.56$56,111.11
260$280.56$555.56$55,555.56
261$277.78$555.56$55,000.00
262$275.00$555.56$54,444.44
263$272.22$555.56$53,888.89
264$269.44$555.56$53,333.33
265$266.67$555.56$52,777.78
266$263.89$555.56$52,222.22
267$261.11$555.56$51,666.67
268$258.33$555.56$51,111.11
269$255.56$555.56$50,555.56
270$252.78$555.56$50,000.00
271$250.00$555.56$49,444.44
272$247.22$555.56$48,888.89
273$244.44$555.56$48,333.33
274$241.67$555.56$47,777.78
275$238.89$555.56$47,222.22
276$236.11$555.56$46,666.67
277$233.33$555.56$46,111.11
278$230.56$555.56$45,555.56
279$227.78$555.56$45,000.00
280$225.00$555.56$44,444.44
281$222.22$555.56$43,888.89
282$219.44$555.56$43,333.33
283$216.67$555.56$42,777.78
284$213.89$555.56$42,222.22
285$211.11$555.56$41,666.67
286$208.33$555.56$41,111.11
287$205.56$555.56$40,555.56
288$202.78$555.56$40,000.00
289$200.00$555.56$39,444.44
290$197.22$555.56$38,888.89
291$194.44$555.56$38,333.33
292$191.67$555.56$37,777.78
293$188.89$555.56$37,222.22
294$186.11$555.56$36,666.67
295$183.33$555.56$36,111.11
296$180.56$555.56$35,555.56
297$177.78$555.56$35,000.00
298$175.00$555.56$34,444.44
299$172.22$555.56$33,888.89
300$169.44$555.56$33,333.33
301$166.67$555.56$32,777.78
302$163.89$555.56$32,222.22
303$161.11$555.56$31,666.67
304$158.33$555.56$31,111.11
305$155.56$555.56$30,555.56
306$152.78$555.56$30,000.00
307$150.00$555.56$29,444.44
308$147.22$555.56$28,888.89
309$144.44$555.56$28,333.33
310$141.67$555.56$27,777.78
311$138.89$555.56$27,222.22
312$136.11$555.56$26,666.67
313$133.33$555.56$26,111.11
314$130.56$555.56$25,555.56
315$127.78$555.56$25,000.00
316$125.00$555.56$24,444.44
317$122.22$555.56$23,888.89
318$119.44$555.56$23,333.33
319$116.67$555.56$22,777.78
320$113.89$555.56$22,222.22
321$111.11$555.56$21,666.67
322$108.33$555.56$21,111.11
323$105.56$555.56$20,555.56
324$102.78$555.56$20,000.00
325$100.00$555.56$19,444.44
326$97.22$555.56$18,888.89
327$94.44$555.56$18,333.33
328$91.67$555.56$17,777.78
329$88.89$555.56$17,222.22
330$86.11$555.56$16,666.67
331$83.33$555.56$16,111.11
332$80.56$555.56$15,555.56
333$77.78$555.56$15,000.00
334$75.00$555.56$14,444.44
335$72.22$555.56$13,888.89
336$69.44$555.56$13,333.33
337$66.67$555.56$12,777.78
338$63.89$555.56$12,222.22
339$61.11$555.56$11,666.67
340$58.33$555.56$11,111.11
341$55.56$555.56$10,555.56
342$52.78$555.56$10,000.00
343$50.00$555.56$9,444.44
344$47.22$555.56$8,888.89
345$44.44$555.56$8,333.33
346$41.67$555.56$7,777.78
347$38.89$555.56$7,222.22
348$36.11$555.56$6,666.67
349$33.33$555.56$6,111.11
350$30.56$555.56$5,555.56
351$27.78$555.56$5,000.00
352$25.00$555.56$4,444.44
353$22.22$555.56$3,888.89
354$19.44$555.56$3,333.33
355$16.67$555.56$2,777.78
356$13.89$555.56$2,222.22
357$11.11$555.56$1,666.67
358$8.33$555.56$1,111.11
359$5.56$555.56$555.56
360$2.78$555.56$0.00

Cómo usar

  1. Crea un calendario con capital fijo mensual y pagos decrecientes.

Preguntas frecuentes

Calculadora de capital constante?

Local browser processing.

Introduction

Equal principal (trả gốc đều) — fixed principal each month; total payment declines.

Cuota fija vs capital fijo mensual

Con capital fijo mensual (esta herramienta), el capital es fijo; el pago total baja. Con cuota fija (amortización), el pago total es fijo.

Capital fijo mensual (esta herramienta) Cuota fija
Qué se mantiene fijo Capital cada mes Pago total cada mes
Qué cambia Baja el pago total Sube el capital, baja el interés
Primeros meses Pago total más alto Pago total más bajo
Interés total (misma tasa y plazo) Menor — amortización más rápida Mayor
Común en China, Vietnam, algunos préstamos corporativos asiáticos EE. UU., Europa, India, Japón, muchas hipotecas
Probar Capital fijo mensual (esta herramienta) (está aquí) Calculadora de amortización

Buenas prácticas

  • Confirm lender method.

Herramientas relacionadas

Equal Principal VisualizeCompound Interest CalculatorSimple Interest CalculatorInflation CalculatorSavings Goal CalculatorAmortization Calculator
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